Hiscox home insurance

If you have home insurance with Hiscox, you might want to consider whether you let it simply roll over for another year, or take the opportunity to find a better deal.

Auto-renewals on Hiscox home insurance could be costing you significant extra money every year.

Rightly Save helps you never miss an insurance renewal so you can get organised and search for a better deal. It’s automatic, quick, simple and free.

Use Rightly Save to save time, save stress and save money.

How Rightly Save works

Sign in with an email address Hiscox will recognise and we’ll do the rest.

How it works

  • Save HIW 1

    FIND AUTOMATICALLY

    This is a beta version of our new service. In just a few clicks we’ll help you find all your insurance policies.

  • Save HIW 2

    A PLACE FOR EVERYTHING

    See your list of policies organised all in one place where you’ll be able to see the renewal date for each policy.

  • Save HIW 3

    TIMELY REMINDERS

    Set up reminders so you never miss another renewal date and have time to find a better deal.

Is Hiscox home insurance renewal automatic?

Whether or not home insurance renews automatically depends on the specific policy you have. Some insurance providers will automatically renew your home insurance policy on the renewal date, provided that you’ve set up automatic payment or have paid your premium by the due date. But if that happens, it can mean you simply pay more every year and miss out on the opportunity to find a better deal.

Some policies may require you to manually renew your coverage each year. Also, if there have been any changes to your policy, such as a change in coverage, you may need to review and update your policy before it can be renewed.

How can I prevent my Hiscox home insurance renewing automatically?

If you’d like to prevent your home insurance from renewing automatically, contact Hiscox before the renewal date and request that they cancel the automatic renewal. This will typically involve sending a written request by email or making a phone call to the customer service department.

It's important to note that if you cancel your home insurance policy, you’ll need to obtain new insurance coverage. So, if you decide not to renew your current policy, you should make sure to purchase new coverage before your current policy expires.

Why should you prevent Hiscox home insurance from renewing automatically?

Insurance companies often rely on people allowing automatic renewals of insurance policies to roll them over, with no offer of a better price. Usually just an increase on the previous year. So you might want to consider not allowing automatic renewals so you have a chance to switch to a better policy instead of continuing with the current one.

It's important to regularly review your home insurance policy to make sure you have the coverage you need at a price that makes sense for your budget. If you're unsure about whether or not to renew your policy automatically, it's a good idea to contact your insurance provider and discuss your options.

Why use Rightly?

Lots of reasons, beating finance apps or just doing it yourself. Rightly Save helps you organise your renewals more effectively than finance apps so you can go after better deals in good time. It’s better than trying to do it all yourself too.

RightlyFinance appsDo it yourself

Automatic detection

Accurate renewal dates

On time renewal reminders

Reminders from one place

No bank account connection required

Totally free

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About Hiscox

Hiscox is a UK-based insurance company that provides a range of insurance products, including home insurance, car insurance, professional indemnity insurance, and cyber insurance, among others. Hiscox Insurance is underwritten by Hiscox Underwriting Limited, which is authorised and regulated by the Financial Conduct Authority.

Hiscox is known for its focus on specialist insurance products, particularly in the area of professional liability and cyber risk. The company has a strong reputation for providing comprehensive coverage and tailored solutions to meet the needs of its clients.

Hiscox places a strong emphasis on innovation and technology in the insurance industry. The company has developed several proprietary tools and platforms to help customers manage their insurance needs, such as a cyber risk assessment tool and a digital claims platform.

In addition to its insurance products, Hiscox also provides a range of risk management services, including consulting and training services for businesses. The company has a strong focus on sustainability and corporate responsibility, and has set ambitious goals to reduce its environmental footprint and increase diversity and inclusion in its workforce.

Overall, Hiscox is a leading specialist insurance provider in the UK, known for its comprehensive coverage, innovative solutions, and strong focus on risk management, sustainability, and corporate responsibility.