NFU Mutual car Insurance

If you have car insurance with NFU Mutual, you might want to consider whether you let it simply roll over for another year, or take the opportunity to find a better deal.

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Auto-renewals on NFU Mutual car insurance could be costing you significant extra money every year.

Rightly Save helps you never miss an insurance renewal so you can get organised and search for a better deal. It’s automatic, quick, simple and free.

Use Rightly Save to save time, save stress and save money.

Sign in with an email address NFU Mutual will recognise and we’ll do the rest.

How it works

  • Save HIW 1


    This is a beta version of our new service. In just a few clicks we’ll help you find all your insurance policies.

  • Save HIW 2


    See your list of policies organised all in one place where you’ll be able to see the renewal date for each policy.

  • Save HIW 3


    Set up reminders so you never miss another renewal date and have time to find a better deal.

Is NFU Mutual car insurance renewal automatic?

Whether or not car insurance renews automatically depends on the specific policy you have. Some insurance providers will automatically renew your car insurance policy on the renewal date, provided that you’ve set up automatic payment or have paid your premium by the due date. But if that happens, it can mean you simply pay more every year and miss out on the opportunity to find a better deal.

Some policies may require you to manually renew your coverage each year. Also, if there have been any changes to your policy, such as a change in coverage or a change in vehicles, you may need to review and update your policy before it can be renewed.

How can I prevent my NFU Mutual car insurance renewing automatically?

If you’d like to prevent your car insurance from renewing automatically, contact NFU Mutual before the renewal date and request that they cancel the automatic renewal. This will typically involve sending a written request by email or making a phone call to the customer service department.

It's important to note that if you cancel your car insurance policy, you’ll need to obtain new insurance coverage. So, if you decide not to renew your current policy, you should make sure to purchase new coverage before your current policy expires.

Why should you prevent NFU Mutual car insurance from renewing automatically?

Insurance companies often rely on people allowing automatic renewals of insurance policies to roll them over, with no offer of a better price. Usually just an increase on the previous year. So you might want to consider not allowing automatic renewals so you have a chance to switch to a better policy instead of continuing with the current one.

It's important to regularly review your car insurance policy to make sure you have the coverage you need at a price that makes sense for your budget. If you're unsure about whether or not to renew your policy automatically, it's a good idea to contact your insurance provider and discuss your options.

Why use Rightly?

Lots of reasons, beating finance apps or just doing it yourself. Rightly Save helps you organise your renewals more effectively than finance apps so you can go after better deals in good time. It’s better than trying to do it all yourself too.

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Automatic detection

Accurate renewal dates

On time renewal reminders

Reminders from one place

No bank account connection required

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About NFU Mutual

NFU Mutual is a UK-based insurance company that specialises in providing insurance and financial services to rural communities, primarily serving farmers and the agricultural sector. Established in 1910, NFU Mutual is a mutual company, meaning it is owned by its policyholders rather than shareholders.

NFU Mutual offers a range of insurance products including home insurance, motor insurance, business insurance, farm insurance, and equine insurance. They also provide investments, pensions, and other financial services. The company's focus on rural and agricultural communities sets it apart from many other insurers in the UK market.

One of the key aspects of NFU Mutual is its close association with the National Farmers' Union (NFU). The NFU represents and supports farmers across the UK, and NFU Mutual works in collaboration with the NFU to understand the unique insurance needs of the agricultural community. This close relationship allows NFU Mutual to tailor its products and services to the specific requirements of farmers and those living in rural areas.

NFU Mutual operates through a network of local agencies across the UK. These agencies are staffed by knowledgeable agents who have a deep understanding of the insurance needs of their local communities. The local agency model enables NFU Mutual to provide personalised service and build long-term relationships with its policyholders.

The company is known for its focus on customer service and claims handling. NFU Mutual aims to provide a high level of customer satisfaction by offering dedicated claims support and efficient claims processing.

As a mutual company, NFU Mutual's profits are reinvested back into the business or returned to its policyholders in the form of mutual bonuses or reductions in premiums. This structure aligns the interests of the company and its policyholders, fostering a sense of community and shared ownership.

While NFU Mutual primarily serves the agricultural community, its insurance products and services are available to the wider public as well. It has expanded its offerings to cater to non-farming rural residents and individuals seeking specialised insurance coverage.